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Record Month for Oracle Finance
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Hire Purchase
Hire Purchase offers a straightforward way to spread the cost of your new car. You pay a fixed rate of interest and benefit from fixed monthly payments, making budgeting simple and easy.
You choose the amount of deposit you wish to pay, typically between 10%-50% of the car’s price. The remainder of the balance, together with the interest, is repaid over an agreed period (12-60 months).
The benefits of Hire Purchase:
- Low deposit - doesn’t tie up personal or business assets
- Control - you decide the deposit, you decide the term
- Fixed monthly payment – makes budgeting simple
- Flexibility - doesn't compromise your other lines of credit
- Assets - you gain ownership of the car
- Tax benefits - tax allowances for business users
- VAT free - no VAT on payments
